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Terms & Conditions

Last updated: March 2025 · Effective immediately

⚠️ Important Disclaimer: ArthAI provides AI-generated document analysis for informational purposes only. It does not constitute legal, financial or professional advice. Always consult a qualified professional before making decisions based on any document.

1. About ArthAI

ArthAI ("we", "our", "us") is an AI-powered document analysis tool designed to help Indian users understand documents such as insurance policies, rental agreements, loan agreements, employment contracts, legal notices and property sale deeds. ArthAI is operated as an independent product and is not affiliated with any financial institution, legal body or regulatory authority in India.

2. Not Legal or Financial Advice

All analysis, scores, flags and recommendations generated by ArthAI are produced by artificial intelligence and are for informational and educational purposes only. Nothing on this platform constitutes legal advice, financial advice, or professional consultation of any kind. ArthAI is not a lawyer, financial advisor, chartered accountant or registered professional. You should not rely solely on ArthAI's output to make legal or financial decisions. We strongly recommend consulting a qualified professional before signing any document.

3. Document Privacy & Data Handling

We take your privacy seriously. When you upload a document: • Your document is processed in real-time to generate a score and analysis. • We do not store, retain, copy or archive your document after processing is complete. • Your document is never shared with third parties, advertisers or other users. • Scores and analysis are stored temporarily in your browser session only. • We collect your email address solely to send you your document report, if you choose to provide it. By uploading a document, you confirm that you have the right to share that document for analysis purposes.

4. Accuracy & Limitations

ArthAI uses large language model (LLM) technology to analyse documents. While we strive for accuracy, AI systems can make errors, miss clauses or misinterpret context. ArthAI: • May not detect all risks, clauses or legal implications in a document. • May produce different results for the same document on different attempts. • Is not a substitute for professional review of any document. • Does not guarantee the completeness or accuracy of any analysis. We make no warranties, express or implied, about the accuracy, reliability or completeness of any analysis provided.

5. Acceptable Use

You agree to use ArthAI only for lawful purposes. You must not: • Upload documents you do not have the right to share. • Use ArthAI to analyse documents for illegal activities. • Attempt to reverse engineer, copy or reproduce our platform or outputs commercially. • Upload malicious files or attempt to disrupt our services. We reserve the right to suspend or restrict access to users who violate these terms.

6. Intellectual Property

All content, design, code, branding and analysis methodology on ArthAI is the exclusive intellectual property of ArthAI and its creators. All rights reserved. The name "ArthAI", the logo, tagline "अर्थ समझो" and all associated branding are proprietary and may not be used, copied or reproduced without prior written permission.

7. Limitation of Liability

To the maximum extent permitted by applicable law, ArthAI and its creators shall not be liable for any direct, indirect, incidental, consequential or punitive damages arising from your use of this platform or reliance on any analysis provided. This includes but is not limited to financial loss, legal disputes or adverse outcomes arising from document decisions made based on ArthAI's output.

8. Third Party Services

ArthAI uses third party services including Anthropic (AI processing), Google Cloud (OCR and storage), and Resend (email delivery). Your use of ArthAI is also subject to the terms and privacy policies of these providers. We are not responsible for the practices of these third party services beyond our use of their APIs.

9. Changes to Terms

We reserve the right to update these Terms & Conditions at any time. Continued use of ArthAI after changes are posted constitutes acceptance of the revised terms. We will update the "Last updated" date at the top of this page when changes are made.

10. Governing Law

These Terms & Conditions are governed by the laws of India. Any disputes arising from use of ArthAI shall be subject to the exclusive jurisdiction of the courts of Bengaluru, Karnataka, India.

11. Contact

For any questions, concerns or legal notices, please contact us at: 📞 +91 96771 73264
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